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Last year I started coupon shopping and try to make my dollar go further. The post within this section will relate to saving money on normal family purchases. I have found that saving money is worth the effort it takes.

Getting back in the Groove

Tuesday, May 18th, 2010

For about 9 months I was in the groove- I was a coupon shopping saving freak. Then something happened, I guess you can call it life and I relasped back into my old ways of grocery shopping. Which meant shopping with no list, no coupons and just buying whatever I wanted to buy. Of course with the old habits the old dread of grocery shopping, and the shock of the bill at the end of the trip returned.

Now that I am feeling better I decided that I needed to get back into the groove and start saving money again on my weekly shopping trips. Today my bill totaled $167.45, after coupons and store specials I paid $56.25. Not a bad start to my getting back in the groove.

My best deals today were:

Dial soap at .33 per bar.
Nivea Body Wash FREE
Betty Crocker Potatoes for .29 per box
Halls Cough Drops for .52 per bag

Taking a Financial Hit and having faith

Tuesday, June 23rd, 2009

David and I have been rolling along through life not being touched by the financial crisis of our nation. For us, life has gone on as normal and we have not felt the financial pressure that others have been feeling.

Well now it is our turn to take a financial hit. David of course is not at all worried about this, he never worries and has faith like a rock unlike me. I am the one who always worries and questions God. There you have it I am the weak one in this family.
Just before school got out I was called to the office, where I was met by my county supervisor. I was told that I would be taking on 2 schools for the next school year. So basically I have to continue to do the job of 2 people for the pay of 1 person. I asked about duties being cut since I would be at 2 schools and she said that all of the duties outlined in the job description must be performed at both schools. The supervisor then told me that my contract was being reduced by 10 days. A 10 day reduction in my contract means around a $3000.00 pay cut for the year. Hopefully this will be offset by my new pay rate that I will get for completing my Masters degree. But I am still waiting to see how much my pay will be affected by that accomplishment.
Yesterday David was contacted by his client. His contract is up for renewal. He was told that he would need to agree to a 10% cut. Basically with this short of notice he has not choice but to accept the contract. His current contract ends the last day of June, so he has no time to look for new clients or new contracts. So he has to accept the new reduced rate contract. The contract is only for 6 months, so he will be spending that time looking for new contracts.
I am praying that this will be an opportunity for David to branch out on his own a little more and not have his business dependant on 1 company. Several smaller contracts would be better for him financially and professionally.
I know that God will provide but sometimes I do not have faith like I should. We had a financial plan and we were working the plan. Now the plan has to change. Of course we were taking by surprise by this turn of events but God was not. Pray that we will see his plan in his time and act accordingly and pray that I will not stress and that I will continue to have faith, even when it seems that God is not working in this situation.